Tuesday, October 11, 2011

Confessions of a Cheapskate

Welcome to the October Carnival of Natural Parenting: Money Matters
This post was written for inclusion in the monthly Carnival of Natural Parenting hosted by Code Name: Mama and Hobo Mama. This month our participants have shared how finances affect their parenting choices. Please read to the end to find a list of links to the other carnival participants.
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I've often been one to admit that I am cheap. I refuse to pay over a dollar for things at garage/yard sales.
I've been quoted as saying I won't buy anything at Target (or anywhere?) that has any digits in the tens place in its price. (Meaning it must be $9.99 or less). I buy used pretty much always, when it comes to clothes, shoes, accessories, etc. We rarely ever eat out and when we do, it never costs more than $20.

Money drives pretty much all of my parenting choices. Sometimes I wonder if being a "natural" or "attachment" parent is just a nice way of saying "cheap" parent. haha! :)

Rather than using bottles and formula; we breastfeed, saving us around $1,000.

Rather than buying baby food; Burkley eats what we eat.

Rather than spending over $1,800 in diapers; we cloth diaper for around $200.

Rather than spending money on disposable wipes, I make my own cloth reusable wipes.

For funsies, we find entertainment by reading books and playing together; we don't buy many toys or go out. I can't even tell you the last time I've been to a movie theater or paid admission to an event other than half price day at the zoo.


Thankfully, we are given many clothes and toys, even beyond what we need, by our generous families and friends. When we do buy things for ourselves, we buy used when possible.

I don't say any of this to brag about how thrifty we are, just to explain that money really does drive the choices I make for my family.

You've heard it said that money can't buy love.
Which is fine, because I don't have any extra money for that. ;)
I'm excited to teach Burkley about money, how to budget and be wise with his savings and spending.
He has a little savings account as well as a college fund and I'm looking forward to explaining it to him.
I know that money and the way we spend it is important to God, as it is mentioned 250 times in the Bible.
We take our spending seriously, especially because we don't have much of it to spend.

"For which of you, intending to build a tower, does not sit down first and count the cost, whether he may have enough to finish it; lest perhaps, after he has laid the foundation and is not able to finish, all those seeing begin to mock him, saying, This man began to build and was not able to finish."  Luke 14:28-30
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Carnival of Natural Parenting -- Hobo Mama and Code Name: Mama Visit Code Name: Mama and Hobo Mama to find out how you can participate in the next Carnival of Natural Parenting!
Please take time to read the submissions by the other carnival participants:
(This list will be live and updated by afternoon October 11 with all the carnival links.)
  • Money Matter$ — Jenny at I'm a full-time mummy shares her experiences on several ways to save money as a parent.
  • A different kind of life... — Mrs Green from Little Green Blog shares her utopian life and how it differs from her current one!
  • Show Me The Money! — Arpita of Up, Down & Natural shares her experience of planning for parenting costs while also balancing the financial aspect of infertility treatments.
  • Material v Spiritual Wealth - Living a Very Frugal Life with Kids — Amy at Peace 4 Parents shares her family's realizations about the differences between material and spiritual wealth.
  • If I Had a Money Tree — Sheila at A Gift Universe lists the things she would buy for her children if money were no object.
  • Financial Sacrifices, Budgets, and the Single Income Family — Jennifer at Hybrid Rasta Mama looks at the importance of living within your means, the basics of crafting a budget, and the "real cost" of working outside of the home.
  • Overcoming My Fear of All Things Financial — Christine at African Babies Don't Cry shares how she is currently overcoming her fear of money and trying to rectify her ignorance of all things financial.
  • Confessions of a Cheapskate — Adrienne at Mommying My Way admits that her cheapskate tendencies that were present pre-motherhood only compounded post-baby.
  • Money MattersWitch Mom hates money; here's why.
  • Money? What Money?! — Alicia C. at McCrenshaw's Newest Thoughts describes how decisions she's made have resulted in little income, yet a green lifestyle for her and her family.
  • What matters. — Laura at Our Messy Messy Life might worry about spending too much money on the grocery budget, but she will not sacrifice quality to save a dollar.
  • Making Ends Meet — Abbie at Farmer's Daughter shares about being a working mom and natural parent.
  • Poor People, Wealthy Ways — Sylvia at MaMammalia discusses how existing on very little money allows her to set an example of how to live conscientiously and with love.
  • The Green Stuff — Amyables at Toddler In Tow shares how natural parenting has bettered her budget - and her perspective on creating and mothering.
  • Jemma's Money — Take a sneak peek at That Mama Gretchen's monthly budget and how Jemma fits into it.
  • 5 Tips for How to Save Time and Money by Eating Healthier — Family meal prep can be expensive and time-consuming without a plan! Dionna at Code Name: Mama shares five easy tips for how to make your cooking life (and budget) easier.
  • Belonging in the Countryside — Lack of money led Phoebe at Little Tinker Tales towards natural parenting, but it also hinders her from realizing her dream.
  • Total Disclosure and Total Reform — Claire at The Adventures of Lactating Girl gets down to the nitty gritty of her money problems with hopes that you all can help her get her budget under control.
  • Save Money by Using What You Have — Gaby at Tmuffin is only good with money because she's lazy, has trouble throwing things away, and is indecisive. Here are some money-saving tips that helped her manage to quit her job and save enough money to become a WAHM.
  • Two Hippos & Ten Euros: A Lesson in BudgetingMudpieMama shares all about how her boys managed a tight budget at a recent zoo outing.
  • ABBA said it — Laura from A Pug in the Kitchen ponders where her family has come from, where they are now and her hopes for her children's financial future.
  • Money vs. TimeMomma Jorje writes about cutting back on junk, bills, and then ultimately on income as well ~ to gain something of greater value: Time.
  • An Unexpected Cost of Parenting — Moorea at MamaLady shares how medical crises changed how she feels about planning for parenthood.
  • 5 Ways This Stay at Home Mom Saves Money — Charise at I Thought I Knew Mama shares 5 self-imposed guidelines that help her spend as little money as possible.
  • Frugal Parenting — Lisa at My World Edenwild shares 8 ways she saves money and enriches her family's lives at the same time.
  • Conscious Cash Conscious — Zoie at TouchstoneZ shares her 5 money-conscious considerations that balance her family’s joy with their eco-friendly ideals.
  • Money, Sex and Having it All — Patti at Jazzy Mama explains how she's willing to give up one thing to get another. (And just for fun, she pretends to give advice on how to build capital in the bedroom.)
  • Money could buy me ... a clone? — With no local family to help out, Jessica Claire at Crunchy-Chewy Mama wants childcare so she can take care of her health.
  • Spending IntentionallyCatholicMommy loves to budget! Join her to learn what to buy, what not to buy, and, most importantly, where to buy.
  • New lessons from an allowance — Lauren at Hobo Mama welcomes a follow-up guest post from Sam about the latest lessons their four-year-old's learned from having his own spending money.
  • How to Homeschool without Spending a Fortune — Deb Chitwood at Living Montessori Now shares tips and links to many resources for saving money while homeschooling from preschool through high school.
  • It's Not a Baby Crisis. It's Not Even a Professional Crisis. — Why paid maternity leave, you may ask? Rachael at The Variegated Life has some answers.
  • "Making" Money — Do you like to do-it-yourself? Amy at Anktangle uses her crafty skills to save her family money and live a little greener.
  • Money On My Mind — Luschka at Diary of a First Child has been thinking about money and her relationship with it, specifically how it impacts on her parenting, her parenting choices, and ultimately her lifestyle.
  • Spending, Saving, and Finding a Balance — Melissa at The New Mommy Files discusses the various choices she and her family have made that affect their finances, and finds it all to be worth it in the end.
  • Accounting for Taste — Cassie at There's a Pickle in My Life shares their budget and talks about how they decided food is the most important item to budget for.
  • Money Matters... But Not Too Much — Mamapoekie at Authentic Parenting shares how her family approaches money without putting too much of a focus onto it.
  • Parenting While Owning a Home Business — In a guest post at Natural Parents Network, Lauren at Hobo Mama lays out the pros and cons of balancing parenting with working from home.
  • Crunchy Living is SO Expensive...Or Is It? — Kelly at Becoming Crunchy talks about her biggest objection to natural living - and her surprise at what she learned.
  • Mo' Money, Mo' Problems — Sarah at Parenting God's Children shares how a financial accountability partner changed her family's finances.
  • The Importance of Food Planning — Amanda at Let's Take the Metro discusses how food budgeting and planning has helped her, even if she doesn't always do it.
  • Kids & Money: Starting an Allowance for Preschoolers — Kristin at Intrepid Murmurings discusses her family's approach and experiences with starting an allowance for preschoolers.

8 comments:

  1. Im more than a little envious of your attitude towards money... unfortunately I was brought up eating cabbage and peanut butter sarmies all week, and on pay day going out for take-aways (literally)... so money burns a hole in my pocket, and I'd rather get rid of it :) Please let me know how you make your own wet wipes... I've tried a few things but they haven't been as affective as bought wet wipes.

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  2. Your connection between being cheap and being natural is so very apt. :) I feel like I've embraced being frugal as part of my nature, making it rather disconcerting actually anytime we make more money than we were expecting! (But don't worry, it all goes back to normal soon enough…)

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  3. "Sometimes I wonder if being an "natural" or "attachment" parent is just a nice way of saying "cheap" parent." HA! Totally true! I've thought the same thing ;) (Although there are definitely exceptions, i.e. for families who try to eat all local/organic, who are very specific about natural toys/clothes, etc.) It is an added perk when you have a little one!

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  4. Hahaha! I'm cheap in the same way, but your way made me laugh!

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  5. I think there is a big difference between being cheap and being a good steward of what you have. I've read your previous post about your experiences using WIC, and I think you have very definite values and priorities about where your money goes, and it's really not at all about being 'cheap'. Your mindfulness about money and your willingness to go without some things in order to have other things are qualities I really admire about you.

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  6. I've always joked that my parenting decisions are at least in part because I'm lazy and/or poor. It's so true though!

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  7. Hello,
    I work in casting at a major NYC television production company. We’re casting a series for TLC that follows families, couples or individuals who are obsessive about living well on very little. I came across your post and thought you matched what we were looking for. I'd like to learn more about your budgeted lifestyle. If interested, please respond with a contact number to further discuss the project.
    Sincerely,
    Kelly Perez

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  8. Sounds like you need help..seriously cause thats not cheap enough for my taste..lol

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